Access up to £50,000 in trade credit to help your cashflow.

Continue using your existing trade accounts with your preferred merchants, while leveraging our trade credit to enhance cashflow and grow your business.

Instant Trade Credit

Instant Trade Credit

Access up to £50,000 in trade credit with payment options of 30, 60, or 90 days.

Exclusive Discounts

Exclusive Discounts

Benefit from unique savings at builders merchants across the UK.

Consolidate your spending into one account

Streamlined Spend

Consolidate your spending and keep your cash flow strong with ProTradePay.

No hidden fees, a simple small % when you repay

No Hidden Fees

Transparent costs: fixed super-low repayment rates that scale with you.

Built to be shared

Built for Teams

Enable staff to use your trade credit while maintaining oversight of all purchases.

Hundreds of merchants

Hundreds of Merchants

You can use PTP at hundreds of merchants online and in-store.

How does PTP work ?

We help you better manage materials across jobs and projects from multiple merchants all in one single place.

Open an Account

We are onboarding customers across the UK in phases. Register your interest today, and we’ll notify you as soon as we launch in your sector.

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Buy from Merchants

Look for ‘Pay with PTP’ options at online checkouts or inquire in-store at your local branch about PTP acceptance.

Repay in 30+ Days

We offer multiple ways to pay off your balance to best suit your  cashflow. Providing 30, 60, or 90+ day terms or all PTP customers.